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Showing posts with the label Buying Property Colorado Springs

Protecting Your Home In the Middle of Winter

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Just because winter has already hit doesn't mean that it's too late to start protecting your home against it. Your home is one of your biggest investments, and with this investment, it's also a big responsibility. At The MacGuire Team , we realize that winter can cause extensive damage when you aren't properly prepared, and after finding the perfect Colorado Springs real estate - we don't want anything to happen to it. Here are a few ways you can still protect your home, even in the middle of winter weather. Protect Your Pipes The pipes of your home are like the arteries in your body. They carry much-needed water from one side to the other, and though they go mostly unseen - if one bursts it can create a feeling of panic. In fact, even if your home is warm, your pipes can still freeze because it all depends on their location. With pipes in your attic, basement, or crawlspace, there are many places where it could get cold enough to freeze and cause major damag...

Buying Your First Home - 4 Myths

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Are you thinking about purchasing your first home? Congratulations - that's such an exciting step! At The MacGuire Team, we do our best to make buying your first home in Colorado Springs a fun, exciting, and stress-free experience. Most first-time home buyers have lots of questions about the process, so we've taken it upon ourselves to debunk some of the most common myths about buying your first home . MYTH #1: You Have To Have A 20% Down Payment Many people believe that you have to supply a 20% down payment in order to qualify for a mortgage loan, but in today's market, that simply isn't the case. You may have to pay Private Mortgage Insurance (PMI) until you have paid off 20% of your loan, but that does not preclude you from taking out a mortgage loan with less money down upfront. MYTH #2: You Have To Too Much Debt To Qualify For A Mortgage Loan Some people automatically assume that if they have debt yet to be paid off, they won't be able to qualify ...